Looking for a personal loan? Tell us what you need, and lenders who may be able to help will contact you.

One short form, free and with no obligation. EduFinance Canada is not a lender: we pass your request, with your permission, to lending partners in your province.

About two minutes to fill in
Free to use, no obligation to accept an offer
We do not check your credit. A lender tells you before it does.

Your loan request

All fields are required unless marked optional.

1. What you need

How much would you like to borrow?

What is it for?

2. About you

Province or territory

Main source of income

Monthly income before tax

3. How to reach you

First name

Last name

Phone number

10 digits, for example 514 555-0123

I am the age of majority in my province or territory.

I agree that EduFinance Canada may share the information on this form with its lending partners so they can contact me by phone, email or text message about a personal loan. I can withdraw this consent at any time. See our privacy policy.

Optional: EduFinance Canada may email me tips and updates about borrowing and budgeting. I can unsubscribe at any time.

Sending this form is not a credit application and does not affect your credit score. Any offer is subject to the lender's credit approval (OAC). Approval is not guaranteed.

Rates, terms and costs

Each lender sets its own rate, term and fees based on your credit history, income and province. Before you sign anything, the lender must give you a written disclosure showing:

the annual percentage rate (APR) and the total cost of borrowing;
the term, the payment amount and the payment schedule;
every fee, including fees for a late or returned payment;
what happens if you miss a payment.

Missing payments can lead to extra fees and can lower your credit score. Only borrow what you can repay, and compare offers before you accept one.

Questions

Is EduFinance Canada a lender?

No. We do not lend money or make credit decisions. We pass your request to lending partners, and any loan is between you and the lender.

Does it cost anything?

No. Using this site is free, and you are never obliged to accept an offer.

Will this affect my credit score?

Sending the form does not, because we do not check your credit. A lender that contacts you will tell you before it runs a credit check, and whether that check is soft or hard.

Who will see my information?

Only us and the lending partners that serve your province, and only to respond to your request. We do not sell it to anyone else. Our privacy policy has the details.

Can I change my mind?

Yes. Write to us at any time to withdraw your consent or to ask us to delete your information.